Why is a debt collector calling about a debt that's not on your credit report?

CBS News•Fri, Aug 14, 2026, 03:37 PM•2 min read

It can be confusing to get calls about a collection account that's not on your credit. Here's what may be going on.

Source: [CBS News](https://www.cbsnews.com/news/debt-collector-calling-about-debt-not-on-credit-report/)

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