These decisions you make in your 20s — not your income — determine whether you’ll spend decades in debt or retire comfortably

Don’t just focus on stock picks when you’re thinking of building retirement wealth

Source: [MarketWatch](https://www.marketwatch.com/story/these-decisions-you-make-in-your-20s-not-your-income-determine-whether-youll-spend-decades-in-debt-or-retire-comfortably-7bbb28f9?mod=mw_rss_topstories)