A spring surge rapidly faded as the summer brought higher prices and more uncertainty for businesses, even as they avoided layoffs.
Interest tied to a CD of this length could be substantial and accessible relatively quickly for savers who act now.
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The inconsistent service, shady upcharges, and uptick in better-valued competitors made the choice easy.
The legislation was championed by Senator Lindsey Graham, the South Carolina Republican whose sudden death last month helped spur quick action on it.
The internationally acclaimed horseman defied the conventional method of breaking horses and developed his own gentler approach — based on horses' non-verbal language. Roberts spoke with Fresh Air in 1997.