Every card network and issuer keeps a quiet opinion of how a merchant's charges behave. Retry a dead card nine times in a day and that opinion darkens — not just for that charge, but for the merchant's whole stream, and for any tool whose fingerprints are on the attempts. Recovery systems there...
Source: [Dev.to](https://dev.to/swipe-again/retries-have-a-reputation-budget-1oj)