Short answer: use a password reset email for the normal US/EU SaaS login-recovery path; keep SMS OTP as an optional backup for higher-risk accounts. Email reset links usually require less application code, avoid telecom registration and per-country SMS pricing, and leave a cleaner compliance tra...
Source: [Dev.to](https://dev.to/uriahhawkins5489/password-reset-email-api-vs-sms-otp-in-2026-simpler-recovery-for-useu-saas-l3k)