My two sons will inherit a $30,000 annuity from their grandmother. What should I do with the money?

“My understanding is that they have five years to withdraw the money.

Source: [MarketWatch](https://www.marketwatch.com/story/my-two-sons-will-inherit-a-30-000-annuity-from-their-grandmother-what-should-i-do-with-the-money-8882f396?mod=mw_rss_topstories)