Here’s how much the $40 trillion national debt is costing you — whether you have student loans, a mortgage or Social Security

Fortune•Mon, Aug 24, 2026, 03:41 PM•2 min read

Divide $40 trillion by the U. S. population and every American is on the hook for roughly $117,000.

Source: [Fortune](https://fortune.com/2026/08/24/how-much-40-trillion-national-debt-costs-student-mortgage-retiree-social-security/)

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