First-time buyers have ‘no low-rate mortgage to surrender’—and with rates back above 7%, one-quarter are leaning on family for the down payment

For first-time buyers, saving for a down payment can take years, and a record share are now relying on inheritances.

Source: [Fortune](https://fortune.com/2026/11/06/first-time-homebuyers-mortgage-rates-7-percent-down-payment-family-help/)