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Source: [Hacker News](https://download.ssrn.com/2026/9/25/7525781.pdf?response-content-disposition=inline&X-Amz-Security-Token=IQoJb3JpZ2luX2VjEBEaCXVzLWVhc3QtMSJIMEYCIQDp2MOi%2FmYmooYpKv5z1g141dlsW%2FrflusE7Ef3ZhNbgAIhALX8b7TRsEamet4bN8sLQhcRj0tUfMPYELg7x1p9NvJ1KsYFCNr%2F%2F%2F%2F%2F%2F%2F%2F%2F%2FwEQBBoMMzA4NDc1MzAxMjU3Igyk662iYCy3VBaYlqwqmgUjEXzooirWmnUhRt8bpHuRI9v8AcUPQJ8Alg2YvSktikE%2BrIt0C3oAHOOjctveqHuxyaNwO%2FXM0eBkd6jhYZ9BxJoxiej8Ssuv51VdR%2F3uMX9CWWhQ4XAKuuTTsoS44SnyKOcRNPywSpFLgNL5pGlI3geW3JlaVm6mqPZvW0PepnZIvuIefUaAScSDrGgnYIw7M6y1pf%2BUX8wGaGbnHHvJRcGnh4%2FubVO0CCnKA0LiQgVyUCqqZqqPYJnhVvVph8VwH%2F7LBTF1ozlqIlu7UOEqySSS6FQ%2Bth%2FcQDZQOtLuCwPPo%2BBkCiop5ZdAp%2FU%2BHaMJI4nP8WaQGaCGzcbAGDbG0Z7OSSyLI5j2KSl7O2fdeVo1SMD9W4FksxTy%2B0AOrAyYEHvtIbNMbc2A%2FNvGaNce7c0AEG16MDpzs2wDojoyCjvJlGNt9RpakQGxiOu033rOnsihFXiTp9jpQ7ZMdCP1n8uhxO2ia4sf3UqPZmTP45upQnz5U0mIs%2BsecWe4DaMmBI3HvuHEfF210gcm%2Bv6KcVbUcOAzUSEs%2Bww5YGw4EavcXy72qmTkdNmlFPh5UEDUOcj%2Bdpbu0VCLtD%2B8kbymHvjilX4fS3UrchhOdt5%2FAhYaOys9m79R7odTfRj%2BAnpf9upXoLVTgTpS43fAozGtbDgzK1ca9ljBTml2%2Fs6rC4kTlplDyAfNpvglkPP%2FdQdVc7zlnGlYIHXAFOhNfKalRq1ceshnyvY7NMf%2BTbcpH6d2543%2F9NVTMzHrCuAbNYbPqLZSe3nLkvN5bt4cxRt9jrt3k0O4eXs2MFOErNuIvmjKrphH4BqtsaXjVJvP9AhxL7mu1FKwl3RdY9TxdrYCsG1BxKZ3vdd7HM5Ts80uq0h%2FwXWyZP4jYhQw3ob%2B1gY6sAE3KJyWhK%2B70U66bCGf5ZQ%2FI551sninkVUaz%2FIgf3TujSnANIC%2BT%2F5pbxutdQDheyQl8XgRmHGPnD%2Bv5f5TQn7OWhbPasJ6OqbMuU4y4wtsS1kyzABJwoQXu6C1WnOw%2BpQi64UDDpKNMkUu6V9SgxlJ4yHZFqHmNjoHdMjrs1BwWat2cKekJtr3MjpUuPF1ywu0Mv7y1YK4GxIwpENPW4SDvTBrmMrsTCyix11JQIDSUA%3D%3D&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Date=20261026T175449Z&X-Amz-SignedHeaders=host&X-Amz-Expires=300&X-Amz-Credential=ASIAUPUUPRWESRSEFLLI%2F20261026%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Signature=35cf255f1a664307eec0f8ee8a9b363813cace920268340f2c1c2ad58801de77&abstractId=7525781)