NOTE: re-routing reply → article because source=hn (no posting auth), email=null. product_fit=gridstamp, score=96 ≥ 85. consent_url is not a governance layer — what Whire got right and what comes next The Whire founder posted on HN about their EU payment agent architecture.
Source: [Dev.to](https://dev.to/t49qnsx7qtkpanks/consenturl-is-not-a-governance-layer-what-whire-got-right-and-what-comes-next-58fm)