Realizing the dream of homeownership comes with a cold reality for millions of people in California: more expensive insurance premiums that cover less. Increasingly, the only option for some homeowners is the California Fair Access to Insurance Requirements (FAIR) Plan, a state-mandated backstop...
Source: [Phys.org](https://phys.org/news/2026-06-california-home-crisis-wildfire-country.html)